Kathy Luth Associates

As you prepare to buy a home it is very important to make sure that your credit score is as high as possible and your credit report is a clean as possible.  Lenders are really scrutinizing borrowers in today’s market so having a high credit score will help get you the best terms on your [...]

Currently mortgage rates are the lowest we have seen them in a long time, this is making the thought of purchasing a new home very attractive.  Unfortunately, the low rates are making some people think that working with any Real Estate Agent will get them the best deal possible – this is just not true.
There [...]

One question that home buyers often ask is: what is the difference between closing costs that I pay and the down payment required to purchase a home?
A down payment is the amount that the lender requires you to put down on your loan.  The amount required for the down payment will vary depending on what [...]

Curb appeal is a key element in any home and especially when you are trying to sell your home.  If you want to make your home shine from the curb and quickly capture a potential buyer’s attention here are some quick ways to do so.
Get a new door
The front door is the first thing people [...]

Often new home buyers don’t fully understand why they should work with a buyer’s agent for the purchase of their home.  Here are a few reasons why you should consider working with a buyer’s agent for your next purchase:
Knowledge – Local real estate agents often have access to information about homes and neighborhoods that are [...]